Employee Health Insurance in Caruthersville, MO
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Employer and Group Plans in Caruthersville, MO
As a business owner, you can attract better employees by providing health coverage as a benefit to working with you. By including it in your company policy as a benefit, the cost for everyone can go down. Our health insurance plans can take care of your employees, providing security in case of a medical emergency.
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Save money per person by including multiple people on a plan
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Get an affordable policy that takes care of your employees
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Talk with an experienced agent to get what you need at the best price
Can a group medical plan help prevent turnover in my company in Caruthersville, MO?
The cost of employee turnover is expensive and is estimated at the equivalent of 6 to 9 months in salary. Other studies predict the cost is even more; losing a salaried employee can cost as much as 2x their annual salary, especially for a highly-educated employee (Source).
Health benefits are the number one benefit offered by employers and are an important part of employee recruiting and retention strategies. Many employers look at health benefits as an investment in employees.
Employers can save approximately half of these expenses, $10,000 or more per replaced employee, with a health benefits plan that helps them recruit new employees and retain existing employees.
I can’t afford to offer health insurance for my employees. What can I do to provide a benefit package in Caruthersville, MO?
Providing worksite benefits to your employees allows them to purchase insurance products that some would not be able to afford or qualify for due to health conditions. These benefits are paid by the employees typically through payroll deductions.
These types of products include but are not limited to:
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Dental
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Vision
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Guaranteed issue life insurance
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Medical bridges
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Disability coverage
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Cancer plans
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Critical illness plans
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Accident coverage
These also can help employees cover their medical expenses during a catastrophic health event.
What is the minimum exposure to offer health insurance to my employees on a group medical plan in Caruthersville, MO?
A disability insurance policy will specify the maximum length of time benefits can last. Typical options are two years, five years, 10 years, or until retirement. The longer the maximum benefit period, the higher the cost of the policy will be, but the better you’ll be covered in the event of the unexpected.
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Get coverage for however long is agreed on in your policy
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2 years, 6 years, 10 years, or until retirement coverage length options
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Monthly benefits help supplement your income while you’re out of work
Do you have a question about group health insurance?
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Our agents are ready to answer any of your questions.